6 Common Mistakes You Should Avoid Making on Car Accident Claims
When you are involved in a car accident and sustain an injury, your top priority should be your health. Next on your list should be the thought of possibly filing a claim to get compensation for your injuries. In order to get the money you need to pay for medical expenses and damages, there are key mistakes that you should avoid.
1. Not Filing a Police Report
It is a requirement in Texas that you file a police report any time you have been involved in an accident that causes injuries or fatalities. Failure to file a report with the police can make your case harder to prove. Some drivers will try to keep you from calling the police, don’t fall for this. The police report provides an official account of the accident and provides essential details for your lawsuit.
2. Waiting to Seek Medical Attention
There are a number of reasons why people wait to see a doctor after they have been involved in an accident. The most common reasons are that they either doubt the injuries are severe, the visit may be an inconvenience, or they may not have medical insurance. Regardless, waiting to seek treatment can hinder your case. The longer you wait to get treated, the harder it is for your attorney to prove your injuries.
3. Taking your Time to File a Claim
The statute of limitations in Texas usually allows you two years from the date of the incident to file a personal injury claim. The longer you wait to file suit, the harder it is to prove damages and negligence. Therefore, talking to an experienced car accident attorney as soon as possible after the accident is in the best interest of your case.
4. Not Listening to you Doctor
The treatment your doctor provides will possibly come with ongoing instructions. It is challenging to prove injuries if you fail to follow these ongoing instructions. For example, if your doctor told you to have a prescription filled for a certain medicine and you don’t, the insurance company can claim you weren’t as hurt as you led on to be because you never picked up the prescribed medicine. It is important to follow the recommended care instructions your doctor has given you.
5. Taking the Very First Offer the Insurance Company Throws at You
It is not uncommon for the insurance company to offer you a low settlement offer and tell you it is the best you are going to get. They are aware that you need the money for bills and property damages. Know that if you accept the offer and cash the check they give you, you waive your right to any further legal action. The right thing for you to do is allow your experienced personal injury attorney to handle negotiations.
6. Believing the Adjuster When Told You ‘HAVE’ to Make a Recorded Statement
The first thing an insurance adjuster is going to do is call you up and tell you the only way for you to get your money is by making a recorded statement. This is not true. Giving a recorded statement to the adverse insurance adjuster is hardly ever a good option for the injury victim. When the other insurance company calls and asks for a recorded statement, consider speaking with an experienced car accident attorney first.