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Progressive Insurance Car Accident Claims Tactics

May 29th, 2020|

If you’re like any American who has watched TV in the last 10 years, you’re likely to recognize Flo, the extremely enthusiastic and upbeat saleswoman looking to provide you with the personally tailored Progressive insurance policy just for you. These commercials were designed to have you believe that buying insurance is simple and quick, dare we say it… fun. At the very least, filing claims through Progressive is the easiest thing you’ll ever do. The harsh reality however is that filing claims through Progressive isn’t easy. Progressive has no qualms about taking your money with that easy sign-up but when it comes time to get paid for your injury claim – it’s impossible. Our firm has fought tooth and nail against insurance adjusters for years. We know their schemes and sneaky tactics. Lucky for us, our reputation precedes us. They know who we are, and we like it that way. Please contact us so we can help you. (833-PUSHWIN) They’re Greedy And They Know It Progressive, like every other run-of-the-mill insurance company out there loves snatching up those premiums you pay every month but [...]

Who Can File a Wrongful Death Claim in Texas

May 27th, 2020|

Overview Though uncomfortable at times to talk about, we all understand that death is inevitable. As unavoidable as death may be, we still like to believe that we and our loved ones will live long fulfilling lives. It is difficult to imagine the possibility of losing a loved one to an accident. Unfortunately, wrongful death cases take the lives of thousands daily. What is a Wrongful Death? Wrongful deaths are essentially defined as a death caused by someone’s negligence. The biggest difference between a wrongful death case and any other negligence case is that the result of the accident is death. Your experienced personal injury attorney in Houston knows how to successfully prove a wrongful death case.   Exactly Who Can Sue for Wrongful Death in Houston? Statute Section 71.001 of the Texas Civil Practice and Remedies Code states that any IMMEDIATE family member can sue for wrongful death on behalf of their deceased loved one. Immediate family includes: Spouses Children Adopted Children Parents If the immediate family fails to file a wrongful death claim within three months of the victim’s death, then a [...]

Whiplash Injury Case: Everything You Need to Know

May 27th, 2020|

How Long Will it Take to Settle My Case? Determining how long a car accident or personal injury case will last requires looking at a few key factors. Factors Determining How Long a Case Will Last First is the statute of limitations. The statute of limitations is the time frame in which the state says the victim has to make a claim for their injuries. Second is the length of your medical treatment and recovery. Lastly, the time it takes for your lawyer and the insurance company to either come to a settlement agreement of decided to go to trial has to be taken into consideration. This time could be months to more than a year. There are a few choices and questions you can ask to gain more insight to estimate how long your whiplash case might take.   Statute of Limitations In Texas, there is a two-year statute of limitations from the date of the accident to file a claim against the at-fault driver. The two-year limit is to file the claim, not to come to a settlement agreement in your case. [...]

Auto Accident Uninsured or Underinsured Motorist Coverage in Texas

May 26th, 2020|

Required by Law to Have Insurance in Texas Accidents in Houston are not an uncommon sight. Although it is Texas law for drivers to have insurance, many drivers take the risk and go without it. What happens if you are involved in an accident with a driver who either doesn’t have insurance or has just a minimum insurance policy? In Texas, it is a requirement that insurance companies offer uninsured and underinsured motorist coverage. It is highly recommended that you add this type of coverage to your insurance plan because the odds of you getting into an accident with a driver who is uninsured or underinsured in Houston is significant.   Benefits of Uninsured/ Underinsured Insurance Claims Uninsured Motorist (UM) coverage benefits you if you are ever in an accident with someone who does not have insurance but is at fault for the accident. It is a requirement that the vehicles make contact for this coverage to kick in. UM coverage also protects you when involved in a hit and run accident where the other driver is at fault. When is Underinsured Motorist (UIM) [...]

Post-Truck Accident Procedure: 3 Things You Need to Do Afterwards

May 26th, 2020|

Being involved in any type of traffic accident is going to be stressful. Truck accidents, however, can be much worse. According to the U.S. Department of Transportation (USDOT), there are more than 130 million trucks on roadways every day. The risk of getting into an accident with a truck is increased for Houston drivers. Fun fact: most trucks are registered to Texas or California. If you are injured in an accident involving a truck, there are three steps that you should immediately.   1. Call the Police Regardless of what type of traffic accident you are involved in, always call the police. Even if the accident seems minor, the police will arrive on-site and take proper control of the scene. If there are any injuries, emergency officials will make sure the paramedics or ambulance is called. Police Will Take Statements and Investigate the Crash Police officers are able to take statements at the scene and investigate the crash. The police report is a crucial piece of evidence in every traffic accident case. Without a police report, your case against the driver will be harder [...]

The Trick to Negotiation: 14 Techniques that Really Work

May 26th, 2020|

1. Confidence is Key As inhuman as we play them out to be, insurance companies are people too. Just like any other person, they can sense when you lack confidence. The bottom line is, have confidence in what you’re doing.   2. The Law is Your Playbook If you are going to try to negotiate in the name of the law, it is helpful to actually know the laws. For example, car accident cases require you to know laws that apply to drive, automobiles, and roads. There are also rules of evidence and cases that coincide with the negotiation process.   3. You Have to Prep Before You Cook Every great chef knows that your prep is just as important as the actual cooking process. Negotiations are the same. Knowing your file, your evidence, and your client’s needs are all important when negotiating.   4. Don’t Go in Without a Plan Negotiations are somewhat like calm debates. Having an outline of points you want to make to ensure everything gets explained is always a good idea. This way, you are allowed to stay in [...]

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