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Understanding Liability in T-Bone Car Accidents: A Comprehensive Guide for Houston, TX Drivers

Posted on: May 18, 2023

PN Editor
May 18, 2023

Understanding Liability in T-Bone Car Accidents: A Comprehensive Guide for Houston, TX Drivers

Understanding T-Bone Car Accidents: What You Need to Know

What is a T-Bone Car Accident?

A T-bone car accident, also known as a broadside collision, occurs when the front of one vehicle collides with the side of another vehicle, forming a “T” shape. These accidents usually occur at intersections where one driver fails to obey traffic signals or signs and collides with another vehicle that has the right of way. T-bone accidents can cause serious injuries and fatalities due to the lack of protection on the sides of vehicles.

Common Injuries in T-Bone Car Accidents

T-bone car accidents can result in a variety of injuries, ranging from minor cuts and bruises to severe injuries that require long-term medical treatment. Some common injuries include:

  • Whiplash
  • Broken bones
  • Lacerations
  • Head trauma
  • Spinal cord injuries
  • Internal organ damage

The severity of the injury depends on several factors, including the speed and force of impact, whether seat belts were worn, and whether airbags deployed.

Texas-Specific Causes of T-Bone Car Accidents

Traffic Congestion and Driver Impatience

One major cause of T-bone car accidents in Texas is traffic congestion. Drivers may become impatient while waiting for long periods at an intersection and may try to rush through a yellow light or make an illegal turn. This impatience can lead to collisions with other vehicles that have the right-of-way.

Poorly Designed Intersections and Roads

Another factor contributing to T-bone car accidents in Texas is poorly designed intersections and roads. Some intersections may have inadequate signage, unclear lane markings, or confusing traffic signals. These factors can lead to confusion and cause drivers to make incorrect maneuvers that result in collisions.

Who is Liable in a T-Bone Car Accident in Texas?

Determining liability in a T-bone car accident can be complex and depends on several factors. In Texas, the driver who caused the accident is typically held liable for damages. However, there are situations where both drivers may share fault.

Texas Comparative Fault Law

Texas follows a comparative fault law, which means that each driver’s degree of fault is taken into account when determining liability. If it is found that both drivers were partially at fault for the accident, then their percentage of fault will be assigned by the court or insurance adjuster. The damages awarded will be reduced by the percentage of fault assigned to each driver.

Texas Modified Comparative Fault Rule

It’s important to note that Texas follows a modified comparative fault rule. This means that if a driver is found to be more than 50% at fault for an accident, they cannot recover any damages from the other driver.

Legal Requirements for Determining Liability in Texas T-Bone Car Accidents

When determining liability in a T-bone car accident in Texas, several legal requirements must be met. These include:

Duty of Care

All drivers have a duty of care to operate their vehicles safely and obey traffic laws.

Breach of Duty

If a driver fails to uphold their duty of care and acts negligently or recklessly while driving, they have breached their duty.


The breach of duty must directly cause the accident and resulting damages.


There must be actual damages resulting from the accident, such as medical bills, lost wages, or property damage.

Can Both Drivers Be Held Liable in a Texas T-Bone Car Accident?

Yes, it is possible for both drivers to be held liable in a T-bone car accident in Texas. If both drivers were found to be negligent and contributed to the accident, then they may share fault. In this case, the damages awarded would be reduced by each driver’s percentage of fault.

Factors Considered When Determining Liability in a Texas T-Bone Car Accident

Several factors are considered when determining liability in a T-bone car accident in Texas. These include:

Traffic Laws

Whether one or both drivers violated traffic laws at the time of the accident.

Witness Statements

Statements from witnesses who saw the accident occur can provide valuable information about who was at fault.

Police Reports

Police reports can provide details about the accident and help determine who was at fault.

Physical Evidence

Physical evidence such as skid marks or damage to vehicles can help reconstruct the accident and determine liability.

How Insurance Companies Determine Fault and Liability in Texas T-Bone Car Accidents

Insurance companies use several factors to determine fault and liability in a T-bone car accident in Texas. These include:

Police Reports

The insurance company will review the police report to gather information about the accident, including which driver violated traffic laws or caused the collision.

Witness Statements

The insurance company may also contact witnesses who saw the accident occur to gather additional information about what happened.

Vehicle Damage Assessment

The insurance adjuster will assess the damage to each vehicle involved in the collision to determine how it occurred and who was at fault.

Medical Records

If there were injuries sustained in the accident, the insurance company will review medical records to determine the extent of the injuries and who was at fault.

Exceptions to the Liability Rules for Texas T-Bone Car Accidents

There are some exceptions to the liability rules for T-bone car accidents in Texas. These include:

Emergency Situations

If a driver is involved in an accident while responding to an emergency situation, they may not be held liable for damages.

Intentional Acts

If a driver intentionally causes an accident, they may be held criminally liable and may not be covered by insurance.

Potential Liability of Passengers and Pedestrians in Texas T-Bone Car Accidents

Passengers and pedestrians can also be held liable in a T-bone car accident in Texas. If a passenger or pedestrian’s actions contributed to the accident, they may share fault with one or both drivers. For example, if a pedestrian jaywalks across an intersection and is hit by a car, they may be found partially responsible for their injuries.

Damages Recoverable After a Texas T-Bone Car Accident

After a T-bone car accident in Texas, victims may be entitled to recover damages such as:

The amount of damages awarded will depend on several factors, including the severity of the injuries sustained and who was found liable for the accident.

The Timeline for Settling a Liability Claim After a Texas T-Bone Car Accident

The timeline for settling a liability claim after a T-bone car accident in Texas can vary depending on several factors. In some cases, the insurance company may settle the claim quickly if liability is clear. However, if liability is disputed or there are complex legal issues involved, the process may take longer.

Statute of Limitations

It’s important to note that there is a statute of limitations for filing a personal injury lawsuit in Texas. Victims have two years from the date of the accident to file a lawsuit.

Hiring an Attorney for Help with Your Liability Claim After a Texas T-Bone Car Accident

If you’ve been involved in a T-bone car accident in Texas and are seeking compensation for your injuries, it’s important to hire an experienced personal injury attorney. An attorney can help you navigate the legal process and negotiate with insurance companies to ensure that you receive fair compensation for your damages.

Evidence Needed to Support Your Liability Claim After a Texas T-Bone Car Accident

To support your liability claim after a T-bone car accident in Texas, you will need evidence such as:

  • Police reports
  • Witness statements
  • Medical records
  • Vehicle damage assessments
  • Photos or videos of the accident scene and vehicles involved

An experienced personal injury attorney can help gather this evidence and build a strong case on your behalf.

Filing a Lawsuit Against the Liable Party After a Texas T-Bone Car Accident

If you are unable to reach a settlement with the liable party’s insurance company, you may need to file a lawsuit to recover damages. An experienced personal injury attorney can guide you through this process and represent you in court.

Tips for Preventing Future Liability as Either Driver or Pedestrian in a T-bone car accident

To prevent future liability as either a driver or pedestrian in a T-bone car accident, you can follow these tips:


  • Obey traffic laws and signals
  • Avoid distractions while driving, such as texting or eating
  • Check blind spots before making turns or changing lanes
  • Be patient and avoid rushing through intersections


  • Cross streets at designated crosswalks or intersections
  • Avoid jaywalking or crossing in the middle of the street
  • Make eye contact with drivers before crossing to ensure they see you
  • Avoid distractions such as texting while walking near traffic

In Texas, liability in a T-bone car accident depends on the specific circumstances of the collision and who was at fault. It is important to seek legal advice to determine who may be held responsible for damages and injuries sustained in the accident.

Who is usually at fault in a T-bone accident?

The right of way is a legal term used to determine which vehicle has priority in a given situation. In a T-bone collision, one vehicle is deemed to have the right of way while the other violates it. The vehicle that did not have the right of way is considered at fault for the accident.

How much do you usually get from a car accident settlement in Texas?

If you’re wondering about the average settlement for car accident cases in Texas, it usually covers expenses like medical bills and lost income, as well as 2-3 times that amount for the pain and suffering experienced by the victim.

Should I get a lawyer for a car accident that wasn t my fault in Texas?

If you have been in a car accident, it’s important to hire a personal injury lawyer even if you were not at fault. This is because car accidents can be complicated and you want to make sure you receive the compensation you deserve without any unnecessary stress or suffering.

What is the punishment for accident involving injury in Texas?

If an accident causes someone to be hurt, the person responsible may face up to five years in prison, or up to one year in county jail, as well as a fine of up to $5,000.

What happens to your body when you get t boned?

T-Bone collisions can result in a range of injuries, including mild concussions and severe traumatic brain damage, depending on the level of impact. Traumatic brain injuries are particularly hazardous, and they are challenging to manage, potentially leading to irreversible effects. A lot of people associate such injuries with intense headaches.

Is a broken bone considered a major injury?

The severity of a broken bone injury depends on which bone is affected and how it impacts the individual. A broken finger, for instance, would not be categorized as a major bodily injury.

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