Does a police report automatically go to insurance?

If you’ve been involved in a car accident, you may be wondering whether the police report automatically goes to your insurance company. Read on to get the answer and additional information about police reports and insurance claims.

What is a Police Report?

A police report is a document that is created by law enforcement officers who respond to the scene of an accident. The report contains information about the accident, including the date and time, location, the names and contact information of the drivers and passengers involved, a description of the vehicles, and any injuries or damage sustained.

Does a Police Report Automatically Go to Insurance?

The short answer is no, a police report does not automatically go to your insurance company. While the police report is an important document that can be used to support your insurance claim, it is your responsibility to contact your insurance company and provide them with the necessary information about the accident.

If you were involved in an accident and the police were called to the scene, they will typically give you a copy of the police report. You should review the report carefully and make sure that all the information is accurate. If you notice any errors or discrepancies, you should contact the police department and request that they correct the report.

Once you have reviewed the report and confirmed that the information is correct, you should contact your insurance company and provide them with a copy of the report. Your insurance company will use the report, along with other information such as witness statements and photos of the accident scene, to determine fault and process your claim.

Remember, if you do not report the accident to your insurance company in a timely manner, your claim may be denied. Most insurance policies require that you report an accident within a certain timeframe, typically within 24 to 48 hours.

While a police report is an important document that can support your insurance claim, it does not automatically go to your insurance company. If you’ve been involved in an accident, it’s important to contact your insurance company and provide them with all the necessary information to ensure that your claim is processed promptly and accurately.