What happens if my personal injury claim is denied?

If your personal injury claim has been denied by an insurance company in Texas, you may be feeling frustrated and unsure of what to do next. However, there are options available to you with the help of an experienced personal injury attorney. Here are some ways that an attorney can assist you in this situation:

1. Investigating the Claim: When an insurance company denies a personal injury claim, they usually provide a reason for the denial. However, the reason they give may not be accurate or may be based on incomplete information. An attorney can conduct an investigation into your claim to determine if there is additional evidence or information that can support your case. They can also review the insurance policy and the terms of the denial to determine if the insurance company acted in bad faith.
2. Negotiating a Settlement: In some cases, an attorney may be able to negotiate a settlement with the insurance company on your behalf even if they denied your personal injury claim. They can use their knowledge of the law and experience with similar cases to present a strong case for why you are entitled to compensation. They can also negotiate with the insurance company to ensure that any settlement offer is fair and covers all of your damages, including medical expenses, lost wages, and pain and suffering.
3. Filing a Lawsuit: If negotiations with the insurance company are not successful, your attorney may recommend filing a lawsuit to pursue compensation for your injuries. They can assist you in filing the necessary paperwork and building a case to prove the other party’s liability and the extent of your damages. They can also represent you in court and handle all communications with the opposing party and their attorneys.
4. Advocating for Your Rights: Dealing with an insurance company can be a frustrating and overwhelming experience, especially if you are trying to recover from a personal injury at the same time. An attorney can act as your advocate, ensuring that your rights are protected throughout the claims process. They can handle all communications with the insurance company, allowing you to focus on your recovery.

In summary, if your personal injury claim has been denied by an insurance company in Texas, it is important to consult with an experienced personal injury attorney. They can investigate your claim, negotiate a settlement, file a lawsuit, and advocate for your rights throughout the process.